Underwriting Process

We help our clients through the underwriting process from start to finish.
One of our experienced Commercial Mortgage Consultants will take on the following on your behalf:

• To prepare facts on your business and requirements for a presentation to lenders. Depending on the individuals circumstances there may need to be a site visit.
• Introduction and opening discussions with suitable lenders who are appropriate to your business sector and needs.
• Constant tracking of your case throughout the process.
• Reassessment of the lenders terms.
• To be present at meetings with lenders and to assist in the ‘negotiation’ process until a satisfactory formal ‘offer of facilities’ has been made.

The financial information that is required to support a mortgage application are as follows:

• The last 2 years of audited accounts
• Current Management figures.
• The next 12 months Profit and Loss Forecast
• Business bank statements for the last six months.
• Brief CV/ profiles of partners/directors.
• Statements of applicant’s asset/liabilities.
• Sterling Capital Reserve deal with extensive and varied panels of UK and Overseas lenders so they can give clients a better choice, and to get the best possible terms in today’s environment.

Whats your next step:

You can either use our online enquiry form or
contact us direct for immediate human contact on 0800 0735353.
You are under no obligation and you pay no fees until the commercial finance product is arranged.